Mortgage Loan Process

Getting Started Create a containment file. When applying for a mortgage loan to purchase an Ahwatukee home, a lender will request lots of information, document and statements. Maintain one central file for copies of financial statements, bank accounts, credit cards, auto loans, assets, debts, partnership records, payroll verification stubs and two years of tax returns. Check your credit rating. Now…

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Questions To Ask Your Lender

A home loan may be the largest single dollar amount that you will request. The process of securing a home loan can be very intimidating. The finance representative that may be processing your loan may not be as accessible as you would like and he or she may use terms with which you may be completely unfamiliar or have only…

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Is It Time To Refinace?

At certain times and in certain circumstances it actually makes more sense for a homeowner to refinance a home loan than to stay with their current lender and ride the waves of ever changing interest rates. This article looks at five specific reasons to refinance but first things first. The information contained in this article does not constitute personal advice…

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Loan Pre-Approval Can Be A Negotiating Advantage

Before wasting time looking for Ahwatukee homes outside your affordability range, you must first determine how much home you can afford. A prudent homebuyer will set a monthly payment budget that will give he or she stress- free financial flexibility. An Ahwatukee, Arizona mortgage lender will also determine how much it believes the buyer can afford. When you apply for…

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Mortgage Home Loans

De Anza Capital, Inc 33777 North Scottsdale Road Suite 125 Scottsdale AZ, 85266 De Anza Capital is a mortgage company that provides consumers with the best of Arizona mortgage consulting. As one of the premier Arizona mortgage brokers, De Anza Capital has been originating Arizona mortgage loans for over twenty years in the Phoenix area including Ahwatukee. We are a…

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